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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 830-693-3579.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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three mortgages at one time. Download TripleCalc now. It's
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. Remember: As a Horseshoe Bay, Marble Falls, Burnet, and Kingsland area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information! 
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What five basic components of a "smart home" can be controlled by technology?
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| A |
Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home". |
 See More Real Estate Trivia > |
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Kay Zagst
CENTURY 21 Keiser & Co.
704 Second Street
Marble Falls, TX 78654
830-693-3579
Fax: 830-693-4494
Kay@LakeLBJRealEstate.com
KAY ZAGST with Century 21 Keiser & Co. is a hard working, energetic real estate professional. Kay has 16 years of experience in the real estate industry and has been with the Century 21 System for 6 years. Kay has achieved "Master Agent" status three of those six years. "Kay is a leader and also an innovator in delivering powerful home choices to her clients because she knows the neighborhoods she serves and leads these communities with real estate expertise," stated Broker/Owner Charlie Keiser, of Century 21 Keiser & Co. "Kay's competitive intelligent professionalism and dedication make her a valued and trrusted real estate partner for the Marble Falls area community and a major contributor to the overall success of the Century 21 System. As one of America's #1 Real Estate Experts™ in the Marble Falls, Horseshoe Bay, Burnet, and Kingsland area, Kay is well equipped to guide you through all your real estate needs. Call or email her today!   
 
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