Kay Zagst is truly a "Master Sales Agent," working hard for her customers and clients and to promote Marble Falls, Horseshoe Bay and the Upper Highland Lakes.  |  | | | | |
 Kay moved to Marble Falls in 1994 and fell in LOVE with the town. She began her Real Estate career several years earlier, in the Bryan-College Station, Texas, area. She is a FULL TIME real estate agent who works hard to help her clients and customers achieve their goals-buying and selling real estate. Gardening, camping and bird watching have been hobbies of Kay's for a long time. She and her husband Fred enjoy growing their own vegetables and creating native plant scapes at their home, camping and canoeing in the many parks and on the many rivers in Texas, and watching some of natures wonders in the varied and numerous bird life in Texas. Fred and Kay enjoy their dog, Rascal, and their three cats, Amiss, Ande and Gizmo. Kay believes that the Marble Falls area is the perfect place to live and work-or to retire and enjoy the rest of your life. With such a great business climate and a wonderful AND FUN place to live, the Upper Highland Lakes are a real JEWEL for someone looking for a place to live.
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Financing Your Home >Who Pays the Points When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.
The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.
In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.
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What U.S. state is home to the world's richest woman?
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| A |
Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas. |
 See More Real Estate Trivia > |
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Kay Zagst
CENTURY 21 Keiser & Co.
704 Second Street
Marble Falls, TX 78654
830-693-3579
Fax: 830-693-4494
Kay@LakeLBJRealEstate.com
KAY ZAGST with Century 21 Keiser & Co. is a hard working, energetic real estate professional. Kay has 16 years of experience in the real estate industry and has been with the Century 21 System for 6 years. Kay has achieved "Master Agent" status three of those six years. "Kay is a leader and also an innovator in delivering powerful home choices to her clients because she knows the neighborhoods she serves and leads these communities with real estate expertise," stated Broker/Owner Charlie Keiser, of Century 21 Keiser & Co. "Kay's competitive intelligent professionalism and dedication make her a valued and trrusted real estate partner for the Marble Falls area community and a major contributor to the overall success of the Century 21 System. As one of America's #1 Real Estate Experts™ in the Marble Falls, Horseshoe Bay, Burnet, and Kingsland area, Kay is well equipped to guide you through all your real estate needs. Call or email her today!   
 
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